The American dream -- home ownership! More people are taking advantage of today's low rates to buy their dream home, a vacation home or investment property. American South Lending is on your side! I will take the time to find the best mortgage that will suit your needs, so you can focus on moving in!  Contact me for more info.    

We offer FHA, VA, USDA, Conventional, & Jumbo loan products to help you unlock the doors to your new home. 

DREAM MAKERS GRANT: If you are Military(Active Duty/Retired/ Disabled), Department of Defense or Homeland Security employee, you may be eligible for a grant up to $5,000 toward the purchase of a home! Click here to learn more! 

Interested in purchasing a forclosure property? There are some great buys out there, but remember that the condition of the property is an important component. The home must be in livable condition and must pass appraisal. I have Renovaton Mortgages available for those fixer-uppers. 

If you are interested in purchasing a Fannie Mae owned home, there is a loan program available that does not require an appraisal!  It is the HomePath Mortgage. And for Fannie Mae homes that require TLC, there is the HomePath Renovation.  These programs are available with as little as 3% down.Please contact me for more info! 

Before you can put an offer in on a bank owned home, you must have a pre-qualification letter from a reputable lender.  To start the pre-qualification process, please submit your loan application online for faster service.

Fannie Mae offers the MyCommunity Mortgage and Freddie Mac offers the HomePossible Mortgage.  These affordable products offer low downpayment options and flexible sources for downpayment.

Before you even start home shopping, you need to get get pre-qualified. In today's mortgage market, credit scores have become very important in determining the type of financing available as well as the interest rate you qualify for. Prequalification will give you an idea of how much you can afford.

You can trust American South Lending to find the mortgage loan that best fits your needs.  Browse my website to learn about mortgage programs, what you'll need to apply, and how we help find the loan that's right for you.